Cancer and Illness Funding


Will you be forced to fundraise for treatments, wait for months for life-saving procedures, or struggle through a lifetime of debt for non-insured drugs and personal expenses?

Did you know...?

  • 1 in 3 Canadians will develop a serious illness in their lifetime, such as cancer, stroke, MS, or heart disease

  • Two-thirds of cancers are linked to random DNA copying errors

  • 9 in 10 Canadian families report financial difficulties after receiving a cancer diagnosis

  • The average cancer patient loses $17,729 of income every year

  • Depending on which province you live in, the government may not pay for your treatments for cancer and other illnesses

  • Your company's benefits plan does not cover all medications, has limits on treatments, and can be changed or cancelled at any time

The Cancer and Illness Funding program provides tax-free, lump-sum funding when you are diagnosed with a specified illness, treatment, or health condition.


This funding is completely flexible and can be used however you see fit, including:

  • Immediate access to doctors, specialists, consultations, diagnostic exams, and treatments, anywhere in the world

  • Medications, treatments, and medical expenses not covered by your provincial healthcare plan

  • Medications, treatments, and medical expenses not covered by your company's employee benefits plan

  • Private treatments, healing therapies, holistic or alternative remedies, and experimental drugs and techniques

  • Treatment-related expenses, such as flights, hotels, meals, and parking

  • Care-related expenses, such as specialized medical equipment, home renovations, caregivers, and private nursing

  • Support-related expenses, such as unpaid time off work for your spouse, childcare, cooking, and housekeeping

  • Mortgage and debt payments

  • Contributions to retirement savings, children's education, and emergency funds, due to lost income

  • Personal and family travel, for any reason

The Cancer and Illness Funding program provides funding for up to 25 of the following illnesses, treatments, or health conditions:

Tumours and Cancers

  • Cancer

  • Benign brain tumour


  • Stroke

  • Heart attack

  • Aortic surgery

  • Coronary artery bypass surgery

  • Heart valve replacement or repair


  • Dementia, including Alzheimer's disease

  • Multiple sclerosis

  • Parkinson's disease and specified atypical Parkinsonian disorders

  • Motor neuron disease

  • Bacterial meningitis

Vital Organs

  • Kidney failure

  • Major organ failure (on waiting list)

  • Major organ transplant

Accident and Functional Loss

  • Acquired brain injury

  • Coma

  • Blindness

  • Deafness

  • Loss of limbs

  • Loss of speech

  • Severe burns

  • Paralysis

  • Loss of independence


  • Aplastic anemia

  • Occupational HIV infection

Built-In Additional Benefits for Select Programs

  • Early Discovery Benefit: If you are diagnosed with early stage cancer or undergo coronary angioplasty to widen blocked or narrowed arteries, you will receive additional funding.

  • Medical assistance services: You will receive complimentary access to a network of the top medical specialists and consultants in the world who will provide you with an in-depth analysis, second opinion, and a personalized treatment plan for your illness or condition.

  • Personal assistance services: You will receive complimentary access to health coaching, nutritional guidance, counselling services, dependent care consultation for special-needs children, and an online health and wellness library.

Optional Benefits for Select Programs

  • Health Benefit: If you remain healthy until the expiry of your program, you will receive all your money back!

  • Senior Care Early Planning Benefit: Gives you the right to convert your Cancer and Illness Funding program into a Senior Care Subsidy program between the ages of 60 and 65, regardless of your health at that time.




At age 35, Alina had her entire life ahead of her. Smart and ambitious, Alina earned her CPA accounting designation while raising two young children and working full‑time in a senior management position.

Then, one day, the unthinkable happened – Alina was diagnosed with stage 3 breast cancer. The initial treatment, 5 rounds of chemotherapy, proved to be ineffective as the tumor continued to grow. The doctors then tried 22 rounds of radiation in an attempt to control the growth of the tumor. When that also failed, the doctors performed a mastectomy and removed multiple lymph nodes. By now, the cancer had spread to her liver, lungs, and spine. Alina had no remaining treatment options and faced less than 6 months to live.

A week later, Alina’s family learned of a new targeted, oncogenomic treatment that has been showing a high level of effectiveness in controlling her specific type of cancer. However, this treatment is only available in the US. Since this treatment does not have approval in Canada, Alina and her family would be responsible for the entire $250,000 medical bill.

At this point, Alina wondered how they would afford the treatment. Alina’s husband had quit his job to be her primary caregiver over the last 14 months, and they had already exhausted their life savings.

Then Alina remembered she had enrolled in a Cancer and Illness Funding program that has $300,000 of available funding. The funding will cover her treatment and provide some financial relief.

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Program contribution rates can vary and are subject to change. These rates are strictly for illustrative purposes.



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© 2019 by LivingWell Healthcare Funding Solutions