Children Healthcare Funding

PROGRAM DETAILS

Will you be able to give your daughter or son the best chance for a healthy, happy, and vibrant life?

 

Will you be able to be with your child every step of the way if she or he faces a health challenge?

Did you know...?

  • Many expenses, including medical equipment, certain prescription drugs, travel, parking, and lost income, are not covered by Canada's universal health coverage system

  • The average Canadian family that has a child diagnosed with cancer goes into $30,000 to $40,000 of debt in the first 3 months

  • The average treatment length for childhood cancers is 1 to 3 years, forcing one or both parents to leave their jobs during that time

  • Your company's benefits plan does not cover all medications, has limits on treatments, and can be changed or cancelled at any time

The Children Healthcare Funding program provides tax-free, lump-sum funding when your child is diagnosed with a specified illness, treatment, or health condition.

This funding is completely flexible and can be used however you see fit, including:

  • Immediate access to doctors, specialists, consultations, diagnostic exams, and treatments, anywhere in the world

  • Medications, treatments, and medical expenses not covered by your provincial healthcare plan

  • Medications, treatments, and medical expenses not covered by your company's employee benefits plan

  • Private treatments, healing therapies, holistic or alternative remedies, and experimental drugs and techniques

  • Treatment-related expenses, such as flights, hotels, meals, and parking

  • Care-related expenses, such as specialized medical equipment, home renovations, caregivers, and private nursing

  • Support-related expenses, such as unpaid time off work for your spouse, childcare, cooking, and housekeeping

  • Mortgage and debt payments

  • Contributions to retirement savings, children's education, and emergency funds, due to lost income

  • Personal and family travel, for any reason

The Children Healthcare Funding program provides funding for up to 31 of the following illnesses, treatments, or health conditions:

Childhood Illnesses

  • Autism

  • Rett syndrome

  • Cystic fibrosis

  • Type 1 diabetes

  • Cerebral palsy

  • Muscular dystrophy

  • Congenital heart disease

Tumours and Cancers

  • Cancer

  • Benign brain tumour

Cardiovascular

  • Stroke

  • Heart attack

  • Aortic surgery

  • Coronary artery bypass surgery

  • Heart valve replacement or repair

Neurological

  • Dementia, including Alzheimer's disease

  • Multiple sclerosis

  • Parkinson's disease and specified atypical Parkinsonian disorders

  • Motor neuron disease

  • Bacterial meningitis

Vital Organs

  • Kidney failure

  • Major organ failure (on waiting list)

  • Major organ transplant

Accident and Functional Loss

  • Acquired brain injury

  • Coma

  • Blindness

  • Deafness

  • Loss of limbs

  • Loss of speech

  • Severe burns

  • Paralysis

  • Loss of independence

Other

  • Aplastic anemia

  • Occupational HIV infection

Built-In Additional Benefits for Select Programs

  • Early Discovery Benefit: If your child is diagnosed with early stage cancer or undergo coronary angioplasty to widen blocked or narrowed arteries, you will receive additional funding.

  • Medical assistance services: You and your child will receive complimentary access to a network of the top medical specialists and consultants in the world who will provide you with an in-depth analysis, second opinion, and a personalized treatment plan for your child's illness or condition.

  • Personal assistance services: You and your child will receive complimentary access to health coaching, nutritional guidance, counselling services, family support services, general legal consultation services, and an online health and wellness resource.

Optional Benefits for Select Programs

  • Health Benefit: If your child remains healthy until the expiry of your program, you will receive all your money back!

  • Adult Transition Benefit: If your child remains healthy until adulthood, you can choose to continue the program for the rest of your child's life, or stop at any time.

  • Fracture Benefit: If your child has an accident that results in a bone fracture, you will receive additional funding to support your child's recovery.

 

CHLOE'S STORY

 

At just 2 years and 5 months old, Chloe was always the bright spot in a room. She loved to smile and giggle, especially when Bailey, her favourite domestic shorthair cat, would rub up against her or roll around the floor for attention.

One week, however, Chloe didn’t quite have the same energy, even when Bailey snuggled up against her. She had a bit of a fever, and she was eating much less than usual. Worried that Chloe might have the flu or another type of infection, her parents took her to visit their pediatrician. After the examination and a brief chat with the parents, the pediatrician decided to order a blood test, but the next 24 hours would change everything.

Chloe’s white blood cell count came back high. Fearing the worst, she spent the next few days in an intensive care unit, undergoing a battery of tests – a body scan, bone marrow aspiration and biopsy, and additional blood work. After a few days, Chloe’s parents received the final diagnosis – acute myelogenous leukemia (AML).

Due to Chloe’s extremely young age, treatment options were limited. However, the one saving grace was the medical consultation benefit from her Children Healthcare Funding program. The program connected Chloe’s parents to a network of the top specialists in the world, and they, in turn, recommended the University of Minnesota in the US for their advanced work in using mesenchymal stem cells in bone marrow transplants.

Being able to afford to take a leave of absence from their jobs, Chloe’s parents were able to be with her every step of the way, due to the funding from the Children Healthcare Funding program. Turns out, Chloe was a fighter and she had a speedy recovery. Today, she is healthy, happy, and active, and has never had a relapse.

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SAMPLE PROGRAM CONTRIBUTION RATES

Program contribution rates can vary and are subject to change. These rates are strictly for illustrative purposes.

 

 

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Connect@LivingWellSolutions.ca

+1.604.726.9727

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© 2019 by LivingWell Healthcare Funding Solutions