LIFE PHASE 2
Supporting your treatments and recovery from a health challenge
HEALTH CHALLENGE RECOVERY FUNDING PROGRAMS
We can strive to eat well, exercise regularly, and engage in healthier lifestyles, but despite our best efforts, not all of us will stay healthy for life.
Too often, a health challenge will push everyday Canadians and their families into a financial tailspin, causing debt, bankruptcy, and even a lifetime of social assistance. Even worse, the emotional and financial stress of a health condition can lead to poorer treatment and recovery outcomes.
Our Health Challenge Recovery Funding programs help you achieve better health outcomes when you are faced with an illness, injury, or health condition, by funding your treatments and recovery. Our programs support your health recovery in several ways:
Offsets the staggering costs of medications, treatments, and medical expenses not covered by your provincial healthcare plan or company employee benefits program
Enables you to access specialists, tests, and specialized treatments that would not be normally available to you
Helps you complete recovery and rehabilitation programs
Offers financial relief for personal expenses, such as mortgage payments, ongoing bills, and lost income
Provides cashflow to support your recovery and to bring loved ones together
Treatment and Support Funding Programs
Cancer and Illness Funding
Enables you to receive lump-sum funding to offset the high out-of-pocket costs of private treatments, medical expenses, recovery, spousal support, childcare, and travel.
Catastrophic Drug Funding
Enables you to receive unlimited funding to offset the overwhelming costs of qualified prescription drug expenses for serious illnesses and chronic health conditions.
Traveller Medical Funding
Enables you to receive up to $5 million of funding to offset the staggering costs of unexpected healthcare treatments and emergency expenses, anywhere in the world.
Children Healthcare Funding
Enables you to receive lump-sum funding to support your child's optimal recovery from a health challenge, by paying for treatments and replacing lost income for time off work.
Business Partnership Protection
Enables you or one of your business partners to receive funding to ensure a fair buy-sell of an ownership share, when a health challenge forces one of you to exit the business.
Family Health Plan
Enables a business owner to create a health benefits plan for family members, even when they have a pre-existing health condition and cannot qualify for health insurance.
Health Recovery Cashflow Programs
Enables you to protect your lifetime earning potential, by receiving monthly funding for lost income, rehabilitation, ongoing bills, and living expenses until your health recovers.
Mortgage and Loan Protection
Enables you to protect your home, vehicles, life savings, and other assets, by receiving monthly funding for your mortgage and loan payments until your health recovers.
Business Overhead Protection
Enables you to protect your business, by receiving monthly funding for overhead costs, including rent, equipment, salaries, and utilities, until your health recovers.